Apex Capital Corp vs. Viva Capital Funding
Both serve freight & trucking and oil & gas and construction and manufacturing and staffing agencies. Here's how their published terms compare. "Not published" means we couldn't find the figure on the company's own site.
Terms side by side
| Apex Capital Corp | Viva Capital Funding | |
|---|---|---|
| Advance rate | Not published | Up to 100% (minus fee) for freight; up to 98% general [source] |
| Factoring fee | Not published; flat, tiered or custom pricing set per client [source] | From 0.25% [source] |
| Recourse | Recourse and non-recourse plans [source] | Recourse and non-recourse freight programs [source] |
| Contract length | No long-term contract; no cancellation fee [source] | No long-term contracts (per company) [source] |
| Minimum volume | No monthly minimum volume fees [source] | No minimum volume [source] |
| Funding speed | Same-day or next-day; 24/7/365 via blynk for qualifying clients [source] | Same day available; approvals in as little as 8 hours [source] |
| Fuel program | Apex TCS Fuel Card; fuel credit line from $2,500 for qualifying clients [source] | Fuel advances up to 50% of load value; fuel card [source] |
| Credit checks | Free unlimited broker credit checks [source] | Debtor credit checks included [source] |
| Founded | 1995 [source] | 1999 [source] |
| Headquarters | Fort Worth, Texas [source] | El Paso, Texas [source] |
| Advertised features | No long-term contract, Same-day funding, Non-recourse, No minimum volume, Spot factoring, Free credit checks | Same-day funding, Fuel advances, No long-term contract, No minimum volume, Non-recourse |
Terms are negotiated. The only way to know what you'd pay is to get quotes for your volume and customers.
Get a QuoteSee also: factoring calculator · how to read a factoring contract · all comparisons