OTR Solutions vs. Triumph
Both serve freight & trucking. Here's how their published terms compare. "Not published" means we couldn't find the figure on the company's own site.
In our freight ratings, OTR Solutions scores higher (70.0 vs. 69.9 out of 100). Scores weigh reviews, BBB record, contract flexibility and support — not price.
Terms side by side
| OTR Solutions | Triumph | |
|---|---|---|
| Advance rate | Not published | Invoice value less fee (no reserves) [source] |
| Recourse | Recourse and True Non-Recourse [source] | Non-recourse on approved brokers [source] |
| Contract length | Factoring agreement; length varies by programme [source] | Not published |
| Minimum volume | No monthly minimum; once a broker is factored, its invoices must be factored until release [source] | No minimums [source] |
| Funding speed | Seconds, 24/7/365, to any bank account (Truly Instant Funding) [source] | Within minutes, 24/7, into LoadPay; median decision 23 seconds [source] |
| Fuel program | Up to 0.5% off factoring rate with fuel card; load advances up to 50% ($15 fuel card, $24 Comchek) [source] | Fuel card offered by TransConnect Services [source] |
| Credit checks | No credit check to apply [source] | Not published |
| Founded | Not published | 2010 (factoring since 2012) [source] |
| Headquarters | Roswell, Georgia [source] | Dallas, Texas [source] |
| Parent company | Not published | TBK Bank, SSB (Triumph Financial, Nasdaq: TFIN) [source] |
| Advertised features | Same-day funding, Fuel advances, No minimum volume, Non-recourse | Same-day funding, Non-recourse, No minimum volume |
Terms are negotiated. The only way to know what you'd pay is to get quotes for your volume and customers.
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