Riviera Finance vs. Thunder Funding
Both serve freight & trucking. Here's how their published terms compare. "Not published" means we couldn't find the figure on the company's own site.
In our freight ratings, Riviera Finance scores higher (88.9 vs. 85.1 out of 100). Scores weigh reviews, BBB record, contract flexibility and support — not price.
Terms side by side
| Riviera Finance | Thunder Funding | |
|---|---|---|
| Advance rate | Up to 95% [source] | Not published |
| Factoring fee | Percent of invoice at a pre-determined rate; not published [source] | Not published; based on volume, broker credit, payment terms and recourse [source] |
| Recourse | Non-recourse [source] | Non-recourse by default (bankruptcy or insolvency) [source] |
| Contract length | Six-month standard term, adjustable [source] | 90-day agreement [source] |
| Minimum volume | No monthly minimums [source] | No minimum number of invoices [source] |
| Funding speed | Within 24 hours of receipt for verified invoices on pre-approved customers [source] | Same day if sent by 12pm PT; next day if sent by 9pm PT [source] |
| Fuel program | Fuel card at about 1,800 locations; no set-up or monthly fees [source] | Fuel advances up to 50% of load, 7 days a week; fuel card at 8,000+ locations [source] |
| Credit checks | FastCredit automated approvals 24/7/365 at no extra cost [source] | Free 24/7 broker credit checking tool [source] |
| Founded | 1969 [source] | Not published |
| Headquarters | Not published | Carlsbad, California [source] |
| Advertised features | Non-recourse, No minimum volume, Free credit checks, No long-term contract | No long-term contract, Same-day funding, Non-recourse, Fuel advances, No minimum volume, Free credit checks |
Terms are negotiated. The only way to know what you'd pay is to get quotes for your volume and customers.
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