Riviera Finance vs. Triumph
Both serve freight & trucking. Here's how their published terms compare. "Not published" means we couldn't find the figure on the company's own site.
In our freight ratings, Riviera Finance scores higher (88.9 vs. 69.9 out of 100). Scores weigh reviews, BBB record, contract flexibility and support — not price.
Terms side by side
| Riviera Finance | Triumph | |
|---|---|---|
| Advance rate | Up to 95% [source] | Invoice value less fee (no reserves) [source] |
| Factoring fee | Percent of invoice at a pre-determined rate; not published [source] | Not published |
| Recourse | Non-recourse [source] | Non-recourse on approved brokers [source] |
| Contract length | Six-month standard term, adjustable [source] | Not published |
| Minimum volume | No monthly minimums [source] | No minimums [source] |
| Funding speed | Within 24 hours of receipt for verified invoices on pre-approved customers [source] | Within minutes, 24/7, into LoadPay; median decision 23 seconds [source] |
| Fuel program | Fuel card at about 1,800 locations; no set-up or monthly fees [source] | Fuel card offered by TransConnect Services [source] |
| Credit checks | FastCredit automated approvals 24/7/365 at no extra cost [source] | Not published |
| Founded | 1969 [source] | 2010 (factoring since 2012) [source] |
| Headquarters | Not published | Dallas, Texas [source] |
| Parent company | Not published | TBK Bank, SSB (Triumph Financial, Nasdaq: TFIN) [source] |
| Advertised features | Non-recourse, No minimum volume, Free credit checks, No long-term contract | Same-day funding, Non-recourse, No minimum volume |
Terms are negotiated. The only way to know what you'd pay is to get quotes for your volume and customers.
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