RTS Financial vs. Triumph
Both serve freight & trucking. Here's how their published terms compare. "Not published" means we couldn't find the figure on the company's own site.
RTS Financial
Overland Park, Kansas
4.8(244 reviews)Editor score 58.6/100 · How we score
Read the reviewIn our freight ratings, Triumph scores higher (69.9 vs. 58.6 out of 100). Scores weigh reviews, BBB record, contract flexibility and support — not price.
Terms side by side
| RTS Financial | Triumph | |
|---|---|---|
| Advance rate | More than 90% [source] | Invoice value less fee (no reserves) [source] |
| Factoring fee | Not published; varies by volume and account [source] | Not published |
| Recourse | Not published | Non-recourse on approved brokers [source] |
| Minimum volume | Not published | No minimums [source] |
| Funding speed | Within 24 hours, including bank holidays [source] | Within minutes, 24/7, into LoadPay; median decision 23 seconds [source] |
| Fuel program | RTS fuel card with diesel discounts [source] | Fuel card offered by TransConnect Services [source] |
| Credit checks | Approval based on your customers' credit, not your balance sheet [source] | Not published |
| Founded | 1995 [source] | 2010 (factoring since 2012) [source] |
| Headquarters | Overland Park, Kansas [source] | Dallas, Texas [source] |
| Parent company | Shamrock Trading Corporation [source] | TBK Bank, SSB (Triumph Financial, Nasdaq: TFIN) [source] |
| Advertised features | Same-day funding | Same-day funding, Non-recourse, No minimum volume |
Terms are negotiated. The only way to know what you'd pay is to get quotes for your volume and customers.
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