OTR Solutions vs. Porter Freight Funding
Both serve freight & trucking. Here's how their published terms compare. "Not published" means we couldn't find the figure on the company's own site.
In our freight ratings, Porter Freight Funding scores higher (87.1 vs. 70.0 out of 100). Scores weigh reviews, BBB record, contract flexibility and support — not price.
Terms side by side
| OTR Solutions | Porter Freight Funding | |
|---|---|---|
| Advance rate | Not published | Up to 95% [source] |
| Factoring fee | Not published | 1.5% introductory rate for first 60 days (qualifying carriers); flat pricing [source] |
| Recourse | Recourse and True Non-Recourse [source] | Recourse and non-recourse [source] |
| Contract length | Factoring agreement; length varies by programme [source] | One-year agreement [source] |
| Termination fee | Not published | None with 60 days' notice [source] |
| Minimum volume | No monthly minimum; once a broker is factored, its invoices must be factored until release [source] | Not published |
| Funding speed | Seconds, 24/7/365, to any bank account (Truly Instant Funding) [source] | Same-day wire, next-day ACH, 24/7 PorterWallet advances [source] |
| Fuel program | Up to 0.5% off factoring rate with fuel card; load advances up to 50% ($15 fuel card, $24 Comchek) [source] | Fuel card at 2,500+ truck stops; fuel advances up to 50% of load [source] |
| Credit checks | No credit check to apply [source] | Free, unlimited broker credit checks [source] |
| Founded | Not published | 2011 [source] |
| Headquarters | Roswell, Georgia [source] | Birmingham, Alabama [source] |
| Parent company | Not published | Porter Capital [source] |
| Advertised features | Same-day funding, Fuel advances, No minimum volume, Non-recourse | Same-day funding, Fuel advances, Free credit checks |
Terms are negotiated. The only way to know what you'd pay is to get quotes for your volume and customers.
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