OTR Solutions vs. Riviera Finance
Both serve freight & trucking. Here's how their published terms compare. "Not published" means we couldn't find the figure on the company's own site.
In our freight ratings, Riviera Finance scores higher (88.9 vs. 70.0 out of 100). Scores weigh reviews, BBB record, contract flexibility and support — not price.
Terms side by side
| OTR Solutions | Riviera Finance | |
|---|---|---|
| Advance rate | Not published | Up to 95% [source] |
| Factoring fee | Not published | Percent of invoice at a pre-determined rate; not published [source] |
| Recourse | Recourse and True Non-Recourse [source] | Non-recourse [source] |
| Contract length | Factoring agreement; length varies by programme [source] | Six-month standard term, adjustable [source] |
| Minimum volume | No monthly minimum; once a broker is factored, its invoices must be factored until release [source] | No monthly minimums [source] |
| Funding speed | Seconds, 24/7/365, to any bank account (Truly Instant Funding) [source] | Within 24 hours of receipt for verified invoices on pre-approved customers [source] |
| Fuel program | Up to 0.5% off factoring rate with fuel card; load advances up to 50% ($15 fuel card, $24 Comchek) [source] | Fuel card at about 1,800 locations; no set-up or monthly fees [source] |
| Credit checks | No credit check to apply [source] | FastCredit automated approvals 24/7/365 at no extra cost [source] |
| Founded | Not published | 1969 [source] |
| Headquarters | Roswell, Georgia [source] | Not published |
| Advertised features | Same-day funding, Fuel advances, No minimum volume, Non-recourse | Non-recourse, No minimum volume, Free credit checks, No long-term contract |
Terms are negotiated. The only way to know what you'd pay is to get quotes for your volume and customers.
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